Life & Annuity Ecosystem

Equisoft offers an eapp and client portal solutions.

Ethos is building a wholly new model for life insurance. Ethos has redesigned a broken system from top to bottom to give millions of families the protection they need. In a world where one-third of Americans say their family would be vulnerable to bankruptcy if they passed away unexpectedly, Ethos democratizes access to ethical life insurance for consumers nationwide, enabling more families to have financial security and peace of mind for generations to come. Ethos’s core value is to treat their customer’s families like they treat their own families, and therefore has created an ethical product that prioritizes people over sales, meaning they only sell policies that are good for customers.Ethos has built its entire technical stack from scratch, with predictive analytics, sophisticated data tech, and design decisions influenced by what people really need. This has allowed them to eliminate many of the traditional barriers that keep people from getting coverage, such as broad, biased assumptions about certain populations, and improve the way they fit policies to the individual. The result? An application process that takes minutes instead of weeks, no medical exams for the majority of applicants, and flexible policies designed to fit your life.

Everplans is a life and legacy planning company dedicated to transforming the way people get their families organized - from providing content to help people through the tough questions to the service that organizes and helps users securely share everything from wills and insurance policies to pet’s needs and even favorite family recipes. Everplans Professional is used by financial professionals across the country who want to take multigenerational planning to the next level.

Everyday Life is the next generation of life insurance, using advanced technology to take personalization and convenience to a new level with three key points of difference: (1) The Ultimate Life Insurance Calculator™ makes it easy to match customers with a policy they're 80% likely to be approved for at the quoted price. (2) The only agency automatically adjusting coverage based on predictable life events like kids growing up or retirement. (3) Providers are chosen based on a rigorous selection process rooted in their deep insurance and financial planning expertise.

EVO , previously Big Cloud Analytics, leads the market in real-time predictive analytics technology for the IoT enabled biometric data. The company was recognized in 2015 by Intel as a Health Innovation Award Finalist and by CIO Review as one of the Top 100 most promising companies in Big Data globally. Its newest product, the EVO mobile app available for download at the Apple Store and Google Play) combines the best of data and behavioral science to deliver a personalized and realistic wellness improvement experience.EVO serves life and health insurance and other healthcare organizations, such as hospitals, pharma, senior living organizations, as well as employers for population health management.

Exavalu, Inc. is an Insurance industry focused consulting firm that’s a trusted advisor to top insurers on Core and Digital Transformation. Exavalu, Inc. helps Insurance carriers deliver on their strategies around market growth, profitability, cost reduction, risk management, and innovation. Their global team of highly experienced Insurance business and technology SMEs help carriers with advisory & implementation services on Core modernization, Customer Experience improvement, Integration, Automation, Data Analytics & AI, and Cloud Migration & Engineering.

EXL Service is a leading operations management and analytics company that helps clients build and grow sustainable businesses. By orchestrating domain expertise, data, analytics and digital technology, EXL looks deeper to design and manage agile, customer-centric operating models to improve global operations, drive profitability, enhance customer satisfaction, increase data-driven insights, and manage risk and compliance.

Experian is the world’s leading global information services company. They empower consumers and clients to manage their data with confidence. They help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.

EY is dedicated to helping organizations -- from start-ups to Fortune 500 companies -- solve their toughest challenges and realize their greatest ambitions.Through four service lines — Assurance, Consulting, Strategy and Transactions, and Tax — EY helps clients capitalize on transformative opportunities.

EZLynx® develops industry-leading cloud-based software for the insurance industry. The EZlynx software has helped independent agents operate their businesses more effectively for over ten years.

Fabric offers a seamless experience for consumers to create a will online, for free.The company’s goal is to help young families feel secure financially. Fabric is run by a diverse, world-class team of data, technology and insurance professionals, and backed by top-tier investor Bessemer Venture Partners.

FastTrack – a Kamine Technology Group (KTG) division – is a full-service intelligent technology solutions provider in the Life & Disability insurance vertical. Leading the way for more than 10+ years, FastTrack boasts a growing client portfolio consisting of a large ratio of top-tier insurers in both the Group and Individual marketplace in the USA and Canada. Our made-for-insurance intelligent technology, including AI, digitizes & automates up to 90% of the claims journey, from claim intake to adjudication, resulting in lightning-fast claim outcomes that typically improve Claim Handle Time by 30%-40%. FastTrack helps insurers free up valuable human resources to focus on mission-critical tasks, such as improving the customer experience and making informed claim decisions. Furthermore, FastTrack’s suite of technology solutions and services empowers insurers to triage claims, understand risk management options, reduce manual administration, create straight thru processing, leverage comprehensive data via online Claimant, Beneficiaries, Employers, Agents/Brokers portals, and digital claimant profiles to achieve informed, consistent, repeatable, defensible, and objective claim decisions.

Fenris enables superior customer experience and streamlined workflows by leveraging external data in a way that is purpose-built for insurance. Clients access the Fenris data delivery platform to inject relevant data and insights, making the quoting process much faster, easier, and more accurate.In-house, Fenris maintains one of the most comprehensive data sets to include 255 million individuals, 130 million households, and 30 million small businesses, and uses just a few pieces of information to match an applicant to one of their records and further enrich, score, and return information in seconds.These data products are in use by carriers, agencies, and intermediaries across life, auto, home, and small business insurance. Fenris also provides a suite of scores to identify upfront the applicant’s propensity to buy, lifetime value, indications of fraud, and other custom insights.With millions of applicant engagements enabled by Fenris, the power of instant insights drives better digital customer acquisition and better business outcomes.

Finaeo is the digital fabric that connects and powers the insurance industry, globally. They are the leading technology partner for insurance carriers, wholesalers and advisors who want to elevate the client experience.

The FINEOS Platform combines a flexible, innovative core insurance suite with digital and data capabilities. Together, the FINEOS Platform provides complete customer experiences and delivers the information you need to empower a smarter, more responsive, and more agile business.

FIS is at the heart of the commerce and financial transactions that power the world’s economy. We are passionate about helping businesses and communities thrive by advancing the way the world pays, banks and invests, serving more than 20,000 clients and more than one million merchant locations in over 130 countries.

Forest Lake helps insurers move the entire process of buying insurance from analog to digital. Principal Craig Simms managed this process as CMO of a niche life and annuity company and brings hands-on real-world experience to insurance managers struggling to modernize.

ForMotiv’s Behavioral Intelligence solution sits at the intersection between predictive analytics and behavioral economics. Formotiv invented a light-weight solution to collect digital behavioral data while customers/agents fill out applications. They then translate that digital “body language” into “Intent Data” in real-time to enhance underwriting precision while helping to expand opportunities for accelerated underwriting and straight-through processing.Formotiv is currently helping leading insurance carriers bridge that gap between customer experience and risk&fraud teams by enabling dynamic experiences that add or remove friction depending on the user’s intent. In addition, ForMotiv is being used to help optimize agent workflows, remarked to high-intent customers, identify application friction, predict abandonment, identify instances of application misrepresentation, risk, and fraud, and much more.

Forrester is one of the most influential research and advisory firms in the world. Forrester helps organizations grow through customer obsession: putting their customers at the center of leadership, strategy, and operations. Through Forrester’s proprietary research, consulting, and events, business and technology leaders from around the globe are empowered to be bold at work — to navigate change and build customer-obsessed growth strategies. Our unique insights are grounded in annual surveys of more than 675,000 consumers, business leaders, and technology leaders worldwide; rigorous and objective methodologies, including Forrester Wave™ evaluations; and the shared wisdom of their most innovative clients.

FreeWill builds technology to make the largest and most impactful charitable donations easier for donors to give and simpler for nonprofit organizations to receive.

Gartner, Inc. is the world’s leading research and advisory company and a member of the S&P 500. The company equips business leaders with indispensable insights, advice and tools to achieve mission-critical priorities today and build the successful organizations of tomorrow.

Genpact is a global professional services firm that makes business transformation real. The company drives digital-led innovation and digitally-enabled intelligent operations for clients, guided by experience running thousands of processes primarily for Global Fortune 500 companies.

Gen Re is a leading property/casualty and life/health reinsurance provider that delivers treaty and facultative reinsurance solutions to companies in all segments of the insurance industry. Gen Re’s direct business model ensures that clients have direct access to decision makers, and underwriting, actuarial and claims experts who understand and support business objectives.

Glia enables insurers to acquire more leads and increase online conversions. Insurance providers are able to identify high-value website visitors, react to inbound communication requests, or proactively reach out via live chat, video, or audio. With Glia’s powerful Observation and CoBrowsing features, companies can arm their agents with visual context and offer personalized browsing to better aid customers.Glia is reinventing how businesses support their customers in a digital world. Glia’s solution enriches web and mobile experiences with digital communication choices, on-screen collaboration and AI-enabled assistance. Glia has partnered with more than 100 financial institutions, insurance companies and fintech providers across the globe to improve top and bottom-line results through Digital Customer Service. The company has won numerous awards for its innovation - most recently recognized by Gartner as a Cool Vendor for 2020.

Greenlight has an innovative technology (APIs) for patient mediated Electronic Health Record (EHR) data sharing and supports the top 40 EHRs used in the U.S. - roughly 90% of the provider market. EHR data sharing accelerates life insurance underwriting and completely digitizes medical record record retrieval for applicants, expediting the slow, laborious process from weeks to minutes.

hr | ReFlex, Hannover Re’s automated underwriting solution, is at the forefront of supporting new underwriting programs for life insurance and enabling carriers’ web, mobile and digital strategies to meet the demands of today’s consumers. With an open and modern architecture, hr | ReFlex leverages powerful technology to improve life insurers’ digital processes while remaining flexible to evolve with new underwriting paradigms. As the digital hub for underwriting, hr | ReFlex integrates easily with existing systems and data sources to enable a dynamic dialogue for risk assessment. The design emphasizes components and functionality that maximize ease of use and streamline implementation. State-of-the-art underwriting rules and question sets are transparent and they can be customized without IT development. As a leading global reinsurer, Hannover Re is trusted by carriers and insurtechs alike for mortality expertise and spirit of partnership, creating industry-changing accelerated underwriting programs with hr | ReFlex. Contact us to learn more about how to transform your business with hr | ReFlex.

Haven Life is a MassMutual-backed startup that offers an easy online solution for buying affordable and dependable life insurance. Through research, technology, and consumer feedback, Haven is creating a simpler, smart and more enjoyable life insurance experience.

HawkSoft is a leader in management systems for agencies that want effective workflows and a delightful experience for staff and policyholders. HawkSoft takes pride in being independently owned and answerable to agencies that rely on their system to power insurance business. Created by independent agents, HawkSoft continues to evolve as a cutting-edge system that powers thousands of agencies.

Health IQ is the only company that combines current health, health literacy and active lifestyle to better predict long-term health, getting clients rates up to 41% lower.Health IQ an innovative insurance startup that uses science and data to negotiate special rates on insurance for health-conscious communities like runners, cyclists, vegans, yogis, weightlifters, etc. The company’s goal is to improve the health of the world by rewarding those living a healthy lifestyle with social and financial rewards.

Hitachi Consulting is a recognised leader in delivering proven business and IT strategies and solutions to Global 2000 companies across many industries. With a balanced view of strategy, people, process and technology, Hitachi Consulting works with companies to understand their unique business needs, and to develop and implement practical business strategies and technology solutions. From business strategy development through application deployment, their consultants are committed to helping clients quickly realize measurable business value and achieve sustainable return on investment. The company offers a client-focused, collaborative approach and transfer knowledge throughout each engagement.

hr | ReFlex, Hannover Re’s automated underwriting solution, is at the forefront of supporting new underwriting programs for life insurance and enabling carriers’ web, mobile and digital strategies to meet the demands of today’s consumers. With an open and modern architecture, hr | ReFlex leverages powerful technology to improve life insurers’ digital processes while remaining flexible to evolve with new underwriting paradigms. As the digital hub for underwriting, hr | ReFlex integrates easily with existing systems and data sources to enable a dynamic dialogue for risk assessment.The design emphasizes components and functionality that maximize ease of use and streamline implementation. State-of-the-art underwriting rules and question sets are transparent and they can be customized without IT development. As a leading global reinsurer, Hannover Re is trusted by carriers and insurtechs alike for mortality expertise and spirit of partnership, creating industry-changing accelerated underwriting programs with hr | ReFlex. Contact us to learn more about how to transform your business with hr | ReFlex.

Human Longevity, Inc. ™ (HLI) is the genomics-based, health intelligence company creating the world’s largest and most comprehensive database of whole genome, phenotype and clinical data. HLI is developing and applying large scale computing and machine learning to make novel discoveries from these data to generate personalized health insights. Their goal is to extend healthy human life by revolutionizing human health and transforming the practice of medicine.

Hyland is a leading content services provider that enables thousands of organizations to deliver better experiences to the people they serve.

illustrate, inc. builds and delivers powerful and innovative web-based POS software solutions – including quoting, illustrations, and E-Apps – for the North American life insurance industry, enabling carriers of any size to embark on, extend, or enhance their digital transformation.

Infosys is a global leader in next-generation digital services and consulting. The company steers clients through the many “nexts” of their digital journey by enabling the enterprise with an AI- powered core that helps prioritize the execution of change. Infosys also empowers businesses with agile digital at scale to deliver unprecedented levels of performance and customer delight. An always-on learning agenda drives continuous improvement through building and transferring digital skills, expertise and ideas from an innovation ecosystem.

A Sales, CRM, Marketing Automation SaaS product that helps Insurance Agencies consolidate multiple sales and marketing tools into an all-in-one solution to increase revenue and reduce operating cost.

Insurify is reimagining the way customers compare, buy, and manage insurance online. Through artificial intelligence, the company makes insurance shopping simple, affordable and hassle-free.